The Bihar Student Credit Card is one of the most impactful educational support schemes created for students who dream of higher education but struggle financially. It ensures that no student in Bihar has to stop studying because of fees, books, or college expenses. Whether it's engineering, nursing, MBA, or a simple graduation course, BSCC provides the financial foundation students need to move forward confidently.
Through this scheme, thousands of families feel encouraged, and countless students step into professional careers without the burden of financial stress.
The BSCC scheme was designed to remove financial barriers and promote equal opportunities in education.
The central goal is simple:
Every student should have access to higher education, regardless of family income.
College fees continue to rise, and many families face financial pressure. BSCC helps students dream bigger by supporting them financially, providing education loans up to ₹4 lakh with minimal interest.
The scheme follows a straightforward method involving eligibility checks, document submission, interviews, and approval.
To apply, a student must:
Students can apply for a wide list of technical, professional, and academic courses in recognized colleges across India.
BSCC offers up to ₹4 lakh, and repayment begins only after the student completes their course—making it easier for them to focus on studies.
Students no longer have to compromise due to money issues. BSCC ensures that talented students can study without worrying about fees.
Students can pursue:
The scheme promotes career-oriented learning and skill development.
While the BSCC scheme is highly supportive, the application process may feel confusing for many students. This is where Meri Shiksha becomes a trusted guide.
Meri Shiksha helps students fill out forms correctly and explains each step clearly.
From Aadhaar cards to admission letters, the team ensures that all documents are accurate and ready for submission.
Students receive constant support and updates until the loan is approved.
The Bihar Student Credit Card has brought remarkable change in encouraging girls to pursue higher education.
Girls are now opting for engineering, nursing, MBBS, and computer science—fields that were earlier difficult due to financial barriers.
With BSCC, families feel confident sending their daughters to colleges in different cities and states, knowing finance is no longer a hurdle.
Students need to create an account using basic details.
Ensure all details match official documents.
Clear, readable documents are essential for approval.
A short verification interview helps confirm eligibility.
Once approved, the loan is transferred directly to the college.
CSE, Mechanical, Civil, Electrical, Electronics, and more.
B.Sc. Nursing, GNM, ANM, Pharmacy, Paramedical courses.
MBA, MCA, BBA, BCA.
B.A., B.Com., B.Sc., BSW, and many other popular degrees.
Students receive one-on-one guidance to pick the right course and college.
Meri Shiksha keeps students updated on each stage of their BSCC status.
Any issue—document rejection, portal error, or interview confusion—is handled with expert support.
The scheme provides up to ₹4 lakh to help students pay for higher education. It supports both professional and academic courses, reducing the financial burden on families. Students can pursue their dreams without worrying about fees. This makes education accessible to all.
Any permanent resident of Bihar who has passed Class 12 and secured admission in an approved course is eligible. The scheme covers institutions across India as long as they are recognized. This ensures that students have multiple academic options. It promotes fair access to higher education.
Meri Shiksha assists with form filling, document verification, and interview preparation. Students also get updates on their application status. This support reduces mistakes and increases approval chances. It provides a smooth and stress-free experience.
The scheme encourages girls to pursue engineering, nursing, medical, and other professional fields. Financial support helps families send daughters to good colleges without hesitation. Many girls now enter STEM careers because of BSCC. It promotes equality and empowerment.
The interest rate is very low, making repayment affordable. Students begin repayment only after completing their course and getting financially stable. This ensures they do not feel pressure while studying. Flexible terms make the scheme student-friendly.
Yes, students may study outside Bihar if the course and college are approved in the BSCC list. This gives them the freedom to choose better institutions across India. Many students use BSCC to attend reputed colleges nationwide. It expands academic opportunities.