The Bihar Student Credit Card Scheme (BSSCC) is one of the most impactful initiatives by the Government of Bihar, created to make higher education accessible and affordable for all students across the state. Launched with the vision of “Education for All,” the scheme provides education loans of up to ₹4 lakh to students who wish to pursue higher studies but face financial challenges.

Through this scheme, students who have passed Class 12 from a recognized institution and are residents of Bihar can apply for financial assistance to cover essential academic expenses such as tuition fees, books, equipment, and hostel charges. The loan repayment begins after the completion of the course, with a one-year grace period, ensuring a stress-free educational experience.

One of the major highlights of the BSSCC is its low-interest rate — 1% per annum for girls, differently-abled, and transgender students, and 4% per annum for boys. This inclusive approach ensures that students from all backgrounds have equal access to quality education.

By removing the financial burden from families, the Bihar Student Credit Card Scheme has empowered thousands of students to pursue careers in engineering, medicine, management, law, and other professional fields. The scheme also contributes significantly to skill development, youth empowerment, and the overall growth of Bihar’s economy.

With simple eligibility criteria, transparent processing, and government support, the Bihar Student Credit Card Scheme continues to inspire hope and ambition among Bihar’s youth.

👉 Apply today at Meri Shiksha and take your first step toward a successful educational journey!