Every student carries a dream — becoming an engineer, nurse, IT expert, accountant, or healthcare professional. But dreams need support, and financial challenges often become the biggest hurdle for students in Bihar. Many students stop their education simply because they cannot afford course fees.
To solve this problem, the Bihar Government introduced the BSCC Loan, a dedicated education support scheme that provides up to ₹4,00,000 for higher studies. It requires no collateral, charges very low interest, and ensures that students get equal opportunities for career growth.
This article will walk you through everything about the BSCC Loan — from eligibility to documents, benefits, mistakes to avoid, and how Meri Shiksha helps students secure smooth approval.
The BSCC Loan (Bihar Student Credit Card) is a government-backed financial assistance scheme designed to help students pursue higher education without financial pressure. The scheme covers almost all major professional courses and pays fees directly to the college.
Thousands of students dream of studying beyond their intermediate classes, but high course fees stop them. The BSCC Loan removes all these barriers and ensures money never becomes the reason to drop education.
The student must first take admission in a government-approved college and course.
You must upload:
This is the most important stage. Officers check:
Once approved, the government directly pays your fee to the college.
Many students face rejection due to:
These errors delay or cancel the approval process.
Meri Shiksha helps students at every step of their BSCC Loan journey, ensuring a smooth and stress-free experience.
Students get guidance on:
Choosing a non-approved college leads to rejection.
Meri Shiksha connects students only with verified and BSCC-approved institutions.
👉 Visit: https://merishiksha.org/admission
This stage decides your approval.
Students receive:
Meri Shiksha helps with:
| Feature | BSCC Loan | Regular Bank Loan |
|---|---|---|
| Collateral | ❌ Not required | ✔ Required |
| Interest | 0% | High |
| Repayment | After course | Immediate |
| Approval | Student-friendly | Complex |
| Fee Transfer | Direct to college | To account |
The BSCC Loan is clearly more student-friendly and designed for accessible education.
Here are your FAQs rewritten in 3–4 line short answers — clear, crisp, and website-ready:
Your course directly impacts your career path and job opportunities. BSCC approves only recognized, industry-relevant, and government-approved courses. Choosing a low-scope or non-approved course can lead to application rejection. The right course increases both approval and career success.
Yes, Meri Shiksha provides complete end-to-end support. From documentation, form filling, and corrections to DRCC interview preparation and follow-ups — everything is guided professionally. This ensures a smooth, error-free BSCC approval journey.
Yes, BSCC is accepted in all government-approved private colleges. The institution must be recognized and listed as BSCC-eligible. Meri Shiksha helps students choose safe, approved colleges to avoid rejection.
Repayment begins only after your course is completed and you get a job. During your study period, there is no EMI, no interest burden, and no repayment pressure. This makes education stress-free and affordable.
No, confirmed admission is mandatory for BSCC application. Your admission letter, fee structure, and course details are required during verification. Meri Shiksha helps students complete both admission and BSCC processes smoothly.
Technical fields like Engineering, Nursing, IT, and Paramedical offer strong job prospects and higher salary packages. This makes future repayment easier and increases career growth opportunities, making them perfect choices under BSCC.