The Bihar Student Credit Card Scheme (BSCCS), launched under the 7 Nischay Yojana, enables students to apply for education loans up to ₹4 lakh to pursue higher education in recognized institutions.
The application process is designed to be simple, transparent, and entirely online, supported by District Registration and Counseling Centers (DRCCs) for verification and approval.
Here’s a detailed breakdown of the complete application process — both online and offline.
The Bihar Student Credit Card application process is handled through the official government website:
👉 https://www.7nishchay-yuvaupmission.bihar.gov.in/
Applicants can choose online registration or visit the nearest DRCC office for in-person support.
The process involves 3 main stages:
Follow these steps carefully to apply for the Bihar Student Credit Card Scheme 2025 online:
Go to the official portal:
🔗 https://www.7nishchay-yuvaupmission.bihar.gov.in/
Click on the “New Applicant Registration” button on the homepage.
After successful registration, log in using your credentials.
Select “Bihar Student Credit Card Scheme” from the list of available options under the 7 Nischay Yojana.
Enter accurate details such as:
Ensure that all entries match your official documents (Aadhaar, PAN, Marksheets).
Upload scanned copies of all mandatory documents, such as:
Income Certificate (Parents/Guardians)
All documents must be clear and in PDF or JPEG format (max 2MB each).
Check your application carefully before submitting.
Once submitted, you’ll receive a unique registration number for tracking your application status.
After online submission, visit your District Registration and Counseling Center (DRCC) with original documents for verification.
The DRCC team will review your application and conduct a short counseling session before final approval.
Once verified, your loan request is sent to the concerned bank for processing.
Upon sanction, the amount is disbursed directly to the educational institution in installments based on your course duration.
https://www.7nishchay-yuvaupmission.bihar.gov.in/
Tip: Bookmark the portal and check your SMS or email notifications regularly for status updates.
Students who are unable to apply online can apply offline by visiting their nearest DRCC (District Registration and Counseling Center).
Once verified, your application is forwarded to the bank for approval.
You can locate your nearest DRCC using the “Locate DRCC Center” link available on the official BSCC website.
FAQs on Bihar Student Credit Card Application Process
Q1. Where can I apply for the Bihar Student Credit Card Scheme 2025?
Students can apply online through the official portal: https://www.7nishchay-yuvaupmission.bihar.gov.in/. The online process allows you to fill out forms, upload documents, and track progress easily.
If you prefer, you can also visit your nearest District Registration and Counseling Center (DRCC) to apply offline with physical documents.
Q2. What documents are required for online application?
To apply online, you must upload scanned copies of Aadhaar Card, PAN Card, 10th & 12th Marksheets, Admission Letter, Income Certificate, and a recent Photograph.
Make sure all documents are clear, up-to-date, and in PDF/JPEG format (under 2 MB each). Incorrect or blurry uploads can delay verification at the DRCC.
Q3. Can I apply offline if I don’t have internet access?
Yes. If you can’t apply online, simply visit your nearest DRCC office and fill out the Bihar Student Credit Card Application Form manually.
The DRCC staff will help you complete the form, attach necessary documents, and guide you through the verification and approval process.
Q4. How can I track my BSCC application status?
After registering on the official portal, log in using your application ID and password to check the status under the “Application Status” tab.
Students also receive regular updates via SMS and email notifications, so make sure the contact details entered during registration are correct.
Q5. How long does the loan approval process take?
The average loan approval time is 15–30 working days after successful document verification and counseling at the DRCC.
Processing time may vary depending on the accuracy of submitted documents and the bank’s internal approval schedule.
Q6. Who verifies the student’s documents?
All uploaded documents are verified by authorized DRCC officials.
The verification process includes checking the authenticity of academic, residential, and financial details, followed by a short counseling session before forwarding the case to the respective bank for sanctioning.
Q7. Is there any application or processing fee?
No. The Bihar Student Credit Card Scheme 2025 application process is completely free of cost.
There are no registration charges, service fees, or processing costs at any stage — ensuring that every eligible student can apply without any financial burden.
The Bihar Student Credit Card Scheme 2025 offers a seamless online and offline application process to help students access affordable education loans up to ₹4 lakh. Whether you apply through the official BSCC portal or your nearest DRCC, the process is transparent, quick, and student-focused — ensuring financial support reaches every deserving learner in Bihar.